Help with covered repairs
A vehicle service contract can help pay for specified mechanical breakdowns. The plan you choose determines the covered parts and benefits.
Compare ProGuard plansA little planning for the miles ahead.
Buying a car is a big decision. What happens after you drive it home matters, too. We offer optional ProGuard protection and GAP coverage, and we’ll take the time to explain both before you decide.
Ask about coverage for your vehicle
Help with a loan balance
GAP can help with an eligible difference between an insurance settlement and what you still owe after a covered total loss or theft.
See how GAP worksFind the coverage that fits your car.
Start with the comparison below. Open any plan for a closer look.
Mileage figures below are ProGuard’s published maximums at the time of purchase, not how many miles the contract lasts. Vehicle eligibility and available terms must be confirmed.
ProGuard 1
Limited powertrainUp to 200,000 miles at purchaseEngine, transmission & differentialView coverage
Specified internal powertrain parts, including transfer-case components. This limited-liability plan caps payments for covered components.
Other seals and gaskets have repair-related conditions.
ProGuard 2
Powertrain plusUp to 175,000 miles at purchaseMore powertrain & cooling coverageView coverage
Adds specified cooling, drive-axle, OEM turbo/supercharger and EV/hybrid components, plus covered-repair fluids and filters.
Includes first-hour diagnostics and roadside assistance, subject to limits.
ProGuard 3
The standardUp to 150,000 miles at purchaseMore of the systems you use dailyView coverage
Adds named air-conditioning, brake, electrical, fuel, steering and suspension parts, plus selected advanced electrical and EV/hybrid components.
ABS and advanced electrical coverage exclude three- and six-month agreements.
ProGuard 4
ComprehensiveUp to 125,000 miles at purchaseA wider list of covered componentsView coverage
Builds on ProGuard 3 with additional injectors, control modules, sensors, mounts and interior/exterior hardware.
Named-component coverage: check the agreement’s parts list.
ProGuard 5
ExclusionaryUp to 100,000 miles at purchaseBroad coverage, with listed exclusionsView coverage
Covers most components unless excluded. Examples of exclusions include tires, brake wear items, shocks, struts, airbags, seatbelts and specified emissions equipment.
Exclusionary does not mean every repair is covered.
iQ Tech Package
Optional technology coverageAvailable with eligible ProGuard 3, 4 & 5 plansFor the technology built into your carView equipment
Selected factory equipment can include navigation and touchscreens, cameras, blind-spot monitoring, adaptive cruise control, parking sensors, heated or ventilated seats, and connectivity components.
This is an additional option. Ask us to check your vehicle’s equipment, eligibility, and price.
iQ package details (opens in a new tab)Covered-repair laborIncluded with ProGuard 1–5.
Roadside assistanceIncluded with ProGuard 2–5.
Rental & trip interruptionIncluded with ProGuard 3–5.
These are summaries. Benefits have conditions and limits; component coverage can vary by contract term. Ask to see the vehicle-specific agreement.
Full ProGuard plan information (opens in a new tab)Let’s go over it before you sign.
Tell us which car you have in mind and how you use it. We’ll help you compare the available options.
The right fit
We’ll check the vehicle’s mileage, eligibility, existing warranty, and available plan lengths.
The actual cost
We’ll explain the plan price, deductible, payment limits, and any financing costs.
The details that matter
We’ll review covered parts, exclusions, maintenance requirements, and the claim process with you.
Already have a ProGuard plan?
ProGuard claims & support877-474-9462If something goes wrong.
Get the car to a repair facility.
Have your contract and ID card ready. If towing is needed, check your plan’s benefit and use the number on your ID card. ProGuard can help you find a repair facility.
Have the shop open a claim.
The repair facility diagnoses the problem and contacts ProGuard. Wait for confirmation of a claim authorization number before authorizing repairs.
Review your share of the bill.
Ask for an itemized estimate showing your deductible, tax, and uncovered costs. ProGuard pays the repair facility directly for approved covered repairs.
A total loss can leave a balance.
An insurance settlement may be less than the balance on your loan or lease. Optional GAP can help with that eligible difference after a covered theft or total loss, subject to the agreement.
GAP does not replace comprehensive or collision insurance. Limits, exclusions, and eligibility requirements apply; some balances or charges may not qualify.
Ask about GAP coverageA simple example
- Remaining loan balance
- $25,000
- Insurance settlement
- − $20,000
- Difference before GAP
- $5,000
Illustration only. This shows the difference, not a guaranteed GAP payment. Your agreement determines the eligible amount.
Guardia GAP information (opens in a new tab)A few things people ask us.
Do I have to buy a protection plan?
No. These products are optional. We’ll explain the available options and give you the price so you can decide whether one makes sense for you. GAP is optional as well; purchasing it does not affect your credit application or the terms of your existing credit agreement.
What does a plan cost, and how long does it last?
Ask us for a quote on the vehicle you’re considering. We’ll go over the full price, deductible, coverage period in months and miles, claim limits, and when coverage begins and ends. If you’re considering financing the plan, ask how it changes the amount financed and total borrowing cost.
Can I add a plan after I buy the car?
Talk with us before completing your purchase. ProGuard generally requires buying the plan when you buy or lease a vehicle that is no longer under its basic factory warranty. Vehicles with remaining factory coverage may have a different purchase window. Guardia GAP must be purchased on the same date as the vehicle.
Are oil changes and normal maintenance covered?
A service contract is for covered breakdowns, not a substitute for routine upkeep. Follow your owner’s manual and the contract’s maintenance requirements. Keep dated receipts and service records showing the work performed and mileage. Wear items and other exclusions depend on your agreement.
What if my car still has a factory warranty?
Let us know what coverage remains. We’ll help you compare it with the available ProGuard agreement and check the start date, end date, and any overlap before you decide. Bring your existing warranty information if you have it.
Can I transfer or cancel my contract?
ProGuard offers transfers to a subsequent owner, subject to its process and your agreement. Its published FAQ allows cancellation within the first 30 days, and later for total loss, repossession, or unrecovered theft. Review your own contract for the applicable procedure, fees, and refund terms.
Protection products are optional. A vehicle service contract is not auto insurance. Availability, coverage, deductibles, exclusions, limits, pricing, and terms depend on the vehicle and the actual agreement. The signed agreement controls. Ask Rothrauff Auto Sales for the documents that apply to your vehicle before purchase.
Questions about coverage?
Tell us which vehicle you’re considering. We’ll walk through the available plans.