Protect your vehicle from day one
Vehicle Service Contracts
Guaranteeed Asset Protection (GAP)
Learn More
Vehicle Service Contracts
Guaranteeed Asset Protection (GAP)
Learn More
Optional vehicle service contracts as low as $29 a month
Create Your Own Personalized Coverage.
- Choose the repair shop that you want
- Finance 100% of the service contract
- Cancel anytime and be reimbursed for the remainder
Vehicle service contract coverage and costs change due to each vehicle, some vehicles do not qualify for coverage or have specialized coverage offers. Based on a 60-month finance term.
Optional guaranteed asset protection (GAP) as low as $11 a month
GAP insurance is a type of coverage that helps cover the “gap” between the amount owed on a vehicle loan and the actual cash value of the vehicle in the event it is declared a total loss due to factors like theft or an accident.
- Covered for the full amount if your vehicle is stolen.
- Makes replacing your car after a total loss easy
- All outstanding balances on you car loan covered
See Dealer for details. Monthly payment based on a 60-month finance term.
ProGuard 1 | Limited Powertrain
ProGuard 1 covers the powertrain components that power the vehicle (the transmission, engine, and differential) for most higher mileage vehicles up to 200,000 miles at time of purchase. These components are more likely to break and when they do, are the costliest to repair. This is a Limited Liability product, with limits to the amount paid out for covered components. It is the minimal protection we offer so for more peace of mind, consider ProGuard 2.
Differential: All internally lubricated parts, Bearings, Center support bearing, Differential housing, Ring and pinion gears, Spider and side gears.
Engine: Gas/Diesel – All internally lubricated parts, including Exhaust manifold, Timing chain and gears, Timing belt. Engine block is covered with the failure of an internally lubricated part.
Four and AWD: All internally lubricated parts of the transfer case including Bearings, Bushings, Chains, Gears, Sleeves, Sprockets.
Seals and Gaskets: Cylinder heads, Intake manifold (all others in conjunction with a covered component repair).
Transmission: Automatic/Manual; All internally lubricated parts including Electronic switches/solenoids.
ProGuard 2 | Powertrain Plus
ProGuard 2 includes the powertrain plus the cooling system, fluids, turbo/supercharger, and EV/Hybrid components for most vehicles up to 175,000 miles at time of purchase. Should one or more of these components break down, we will pay up to the Actual Cash Value of the vehicle in claims so you can be confident that you are covered. The plan includes diagnostics in addition to 24/7 roadside assistance and towing to get you help wherever and whenever you need it.
Cooling System: Mechanical water pump, Radiator and Thermostat.
Differential: All internally lubricated parts, Bearings, Center support bearing, Differential housing, Ring and pinion gears, Spider and side gears.
Drive Axle: CV joints, Drive shafts, Universal joints.
Engine: Gas/Diesel – All internally lubricated parts, including Exhaust manifold, Timing chain and gears, Timing belt. Engine block is covered with the failure of an internally lubricated part.
EV/Hybrid: Electric traction motor, Electronic transmission/E-CVT transaxle, Power electronic controller (electronic motor).
Fluids and Filters: Any fluids and filters required due to a covered component failure (excludes refrigerant).
Four and AWD: All internally lubricated parts of the transfer case including Bearings, Bushings, Chains, Gears, Sleeves, Sprockets.
Seals and Gaskets: Cylinder heads, Intake manifold (all others in conjunction with a covered component repair).
Transmission: Automatic/Manual; All internally lubricated parts including Electronic switches/solenoids.
Turbo/Supercharger: (OEM only) All internally lubricated parts, Bearings and housing, Shafts, Vanes, Wastegate (required charge applies).
Diagnostics: First hour is covered.
Labor on all covered repairs
24 Hour Roadside Assistance and Towing
- Battery service
- Emergency fuel and fluid delivery service
- Emergency towing service
- Flat tire service
- Lock-out service
ProGuard 3 | The Standard
ProGuard 3 serves as the standard for which all plans aspire, covering everything in ProGuard 2 plus ABS, air conditioning, braking, cooling, fuel system, electrical system, steering and suspension for most vehicles up to 150,000 miles at time of purchase. The plan also includes many Advanced Electrical (door, power window and seat switches) and Advanced EV/Hybrid (high voltage A/C compressor, thermal cooling system and propulsion battery) components that are very costly to repair. You also have the benefit of rental car reimbursement and trip interruption coverage to minimize out-of-pocket expenses if your vehicle is in the shop for repairs.
Includes ALL ProGuard 2 coverage PLUS the following:
ABS Brakes: Accumulator, Electronic control processor, Hydraulic pump, Isolation dump valve, Motor assembly, Pressure modulator valve, Wheel speed sensors. (ABS Brakes not available on 3 or 6 month agreements).
Advanced Electrical: Ambient temperature sensor, Convertible top motor, Door lock actuators and switches, Electronic ignition module, Electric water pump, Liftgate motor and actuator, MAP sensor, Mass Air Flow sensor, Oxygen sensors, Power mirror motors and switches, Power sliding door motors, Power window motors, switches and regulators, Seat motors and switches, Sunroof motor, TPMS sensors (Advanced Electrical not available on 3 or 6 month agreements).
Advanced EV/Hybrid: DC/DC converter, Extended range drive transmitter, EV/HV brake servo, High voltage A/C compressor, Onboard battery charger, Propulsion battery, Thermal cooling system.
Air Conditioning: Accumulator, Clutch, Compressor, Compressor clutch bearing, Dryer/receiver, Evaporator, Expansion Valve, Front and Rear condenser, Orifice tube, Plenums and air ducts, POA valve, Evacuation and Recharge (only in conjunction with a covered repair).
Brakes: Booster and Valve, Calipers, Hydro booster, Master cylinder, Power vacuum assist, Steel brake lines and hoses, Wheel cylinders.
Cooling System: Electric radiator fan motor, Fan and clutch, Heater core.
Electrical System: Alternator, Front and Rear wiper motor assembly, Rear window defroster switch, Starter motor and drive assembly.
Engine: Flywheel/Flexplate
Fluids: Refrigerant
Fuel System: Fittings, Fuel lines, Fuel pump module, Primary fuel pump.
Steering: Gear box, Power steering pump, Rack and pinion, Tie rod ends, Upper and lower control arms, shafts and bushings.
Suspension: Air suspension compressor, Leaf and coil springs (only if broken), Pitman arms, Spindles, Upper and lower ball joints, Wheel bearings.
Turbo/Supercharger: (OEM only) All internally lubricated parts, Bearings and housing, Shafts, Vanes, Wastegate (required charge applies).
Rental Car Reimbursement
Trip Interruption: Meals and lodging reimbursement.
ProGuard 4 | Comprehensive
ProGuard 4 is for the person looking for more peace of mind as it covers everything in ProGuard 3 plus a comprehensive list of costly components that are most likely to fail. Included are the engine and transmission, fuel injectors and cruise control assembly for most vehicles up to 125,000 miles at time of purchase. Additional Electrical (including the engine control unit, powertrain control unit, powertrain control module and body control module) components are included, in addition to highly used interior and exterior items such as the power trunk release motor and numerous sensors that are relied on to keep your vehicle running properly.
Includes ALL ProGuard 2 & 3 coverage PLUS the following:
Advanced EV/Hybrid: DC/DC converter, Extended range drive transmitter, EV/HV brake servo, High voltage A/C compressor, Onboard battery charger, Propulsion battery, Thermal cooling system.
Brakes: Backing plate, Parking brake control, Pedal/Lever, Pressure differential switch, Vacuum booster pump.
Cooling System: Bearing and pulley, Blower motor resistor, Blower motor switch, Coolant recovery tank and reservoir, Heater blower motor, Heater control valve, Serpentine belt tensioner.
Drive Axle: Manual and electronic locking hubs.
Electrical: Alternator pulley and bracket assembly, Body control module (BCM), Cruise control assembly, Drive-by-wire throttle, Emergency warning flasher switch, Engine control unit (ECU), Headlamp dimmer switch, Headlamp switch, Homelink wireless control system (OEM only), Horn, Idle air control motor/valve, Ignition coil, Ignition coil pack, Ignition distributor, Interior light switches, Keyless entry transmitter and receiver, Neutral safety switch, Powertrain control module (PCM), Power trunk release motor, Stop lamp brake switch, Trunk pull down motor, Turn signal switch, Variable valve timing solenoid (VVT), Washer fluid pump and switch, Wiper module and delay switch.
Engine: Air injection pump, Engine mounts, Oil pan, Timing tensioners/guides.
Fuel System: Fuel injection control module, Fuel tank, Injectors, Pressure regulator, Secondary and High pressure fuel pump, Vacuum pump metering valve.
Interior/Exterior: Hood/Trunk/Hatch struts and hinges, Washer fluid exit ports.
Sensors: BAP, Camshaft position, Coolant level, Coolant temperature, Crankshaft position, Fuel injection, Fuel level, Heated oxygen, Intake air temperature, Knock, Neutral/Park position, Oil temperature, PFE, Pressure (HVAC), Ride height, Temperature sending unit, Throttle position, Vehicle speed sensor.
Steering: Idler arm and bushings, Power steering pump pulley and bracket, Steering shaft pivot joint, Tie rod sleeves.
Suspension: Stabilizer bar links and bushings, Steering knuckles, Strut bars and bushings, Torsion bar mounts and bushings.
Transmission: Transmission mounts, Transmission oil pan.
Turbo/Supercharger: (OEM only) All internally lubricated parts, Bearings and housing, Shafts, Vanes, Wastegate (no required charge).
Ask about adding our IQ Tech Package to your plan.
ProGuard 5 | Exclusionary
ProGuard 5 is the plan of choice for those who want the ultimate in protection. It mirrors the manufacturer’s basic factory warranty, covering almost every component for most vehicles up to 100,000 miles at time of purchase. It includes , 24/7 roadside assistance, rental car reimbursement and trip interruption coverage if something should happen away from home. With exclusionary coverage, everything is covered except from a few parts that are excluded such as:
- Wear and tear items (tires, brakes, shock absorbers and struts)
- Safety (airbags and seatbelts)
- Emissions (catalytic converters and purge valves)
Ask about adding our IQ Tech Package to your plan.
IQ Tech Package
Today’s vehicles rely on many smart technology components instead of mechanics to operate including the Adaptive cruise control, Adaptive lighting control actuators, motors and sensors; Automatic start/stop sensor, Blind spot monitoring control module, Bluetooth module and microphone, Front, side view, back-up cameras; Heads-up display (HUD), Keyless access, Lane departure warning sensors, Navigation and touchscreen display unit, Parking aid sensors, Power liftgate/trunk motors and sensors, Push to start ignition module, Rear entertainment system (including display screens), Rearview video mirror, Seat heater elements and ventilated seat blower motors, Self-parking system control module, Tire pressure monitoring system (TPMS), USB ports, Vehicle hot-spot/cellular transceiver and Wireless signal receiver including Wi-Fi. These must-have items are made up of complex technology components that can cost several thousand dollars and are rarely covered under other protection plans. For a fraction of the price to repair them, you can add the iQ Tech Package option to ProGuard 3, 4 and 5 Plans. Ask your dealer for details and pricing to protect the equipment you rely on for comfort and safety.
Key Protection
KEY PROTECTION (Only these parts listed are covered)
ENGINE: Heads, crankshaft and bearings, crankshaft pulley, connecting rods, pistons, piston rings, rod and main bearings, oil pump, timing chain/belt (only if broken), and tensioner, timing gears, camshaft and camshaft bearings, pushrods, exhaust and intake valves, valve springs, distributor housing, distributor shaft and gear, metal intake and exhaust manifolds, rocker arms, rocker arm shaft and hydraulic lifters. The engine block is covered only if damaged by failure of a covered component listed above.
AUTOMATIC TRANSMISSION: Input and output shafts, planetary assemblies, reaction carrier, center support, parking lock actuator, stator and stator shaft separator plate, pressure regulator valve, dipstick and filler tube, sprags, governor assembly, front pump, gears, bearings, valve body, torque converter and overdrive carrier. The transmission case is covered only if damaged by the failure of a covered component listed above.
STANDARD TRANSMISSION: Gears, input and output shafts, overdrive housing and bearings, the transmission case is covered only if damaged by failure of a covered component listed above. The flywheel, clutch plate, pressure plate and throw-out bearing are NOT covered.
DRIVE AXLE ASSEMBLY (front or rear wheel drive): Ring and pinion gears, bearings, thrust washers, carrier assembly, universal and CV joints (unless boots are torn or missing), axle shaft, drive shaft. The drive axle housing is covered only if damaged by the failure of a covered component listed above.
4 WHEEL DRIVE OR ALL WHEEL DRIVE. Gears, main shaft, bearings, sprockets, chain, manually locking hubs. The differential housing and transfer case is covered only if damaged by failure of a covered component listed above.
ELECTRICAL: Alternator and starter.
STEERING: Power steering pump, rack and pinion assembly, steering gear housing and its internal parts, tie rod ends inner/outer.
COOLING SYSTEM: Water pump, engine-cooling fan motor, fan clutch, radiator, engine thermostat.
SEALS AND GASKETS: Seals and gaskets are covered only in conjunction with an above listed covered component. Failed seals and gaskets by themselves are NOT covered.
Key Plus Protection
PLUS PROTECTION (Only these parts listed are covered)
ENGINE: Heads, crankshaft and bearings, crankshaft pulley, connecting rods, pistons, piston rings, rod and main bearings, oil pump, timing chain/ belt (only if broken), and tensioner, timing gears, camshaft and camshaft bearings, pushrods, exhaust and intake valves, valve springs, distributor housing, distributor shaft and gear, metal intake and exhaust manifolds, rocker arms, rocker arm shaft and hydraulic lifters. The engine block is covered only if damaged by failure of a covered component listed above. AUTOMATIC
TRANSMISSION: Input and output shafts, planetary assemblies, reaction carrier, center support, parking lock actuator, stator and stator shaft, separator plate, pressure regulator valve, dipstick and filler tube, sprags, governor assembly, front pump, gears, bearings, valve body, torque converter and overdrive carrier. The transmission case is covered only if damaged by the failure of a covered component listed above.
STANDARD TRANSMISSION: Gears, input and output shafts, overdrive housing and bearings, the transmission case is covered only if damaged by failure of a covered component listed above. The flywheel, clutch plate, pressure plate and throw-out bearing are NOT covered.
DRIVE AXLE ASSEMBLY (front or rear wheel drive): Ring and pinion gears, bearings, thrust washers, carrier assembly, universal and CV joints (unless boots are torn or missing), axle shaft, drive shaft. The drive axle housing is covered only if damaged by the failure of a covered component listed above.
4 WHEEL DRIVE OR ALL WHEEL DRIVE: Gears, main shaft, bearings, sprockets, chain, manually locking hubs. The differential housing and transfer case is covered only if damaged by failure of a covered component listed above.
ELECTRICAL: Alternator and starter.
STEERING: Power steering pump, rack and pinion assembly, steering gear housing and its internal parts, tie rod ends inner/outer.
COOLING SYSTEM: Water pump, engine cooling fan motor, fan clutch, radiator, and engine thermostat.
BRAKES: Master Cylinder, equalizer/combination valve, wheel cylinders, disc brake calipers, steel lines and fittings, vacuum booster, pads, shoes, rotors and drums are NOT covered.
SUSPENSION: Upper and lower ball joints, upper and lower control arms, control arm shaft, steering knuckle, wheel bearings/hub assembly, torsion bar, coil and leaf springs (only if broken).
AIR CONDITIONING: Compressor, evaporator, condenser, accumulator blower motor.
OTHER ELECTRICAL: Voltage regulator, starter solenoid, front and rear wiper motors, window motors, seat motors, ignition coil, door lock actuators, fuel pump and manually operated switches for the components listed above.
SEALS AND GASKETS: Seals and gaskets are covered only in conjunction with an above listed covered component. Failed seals and gaskets by themselves are NOT covered.
Key Highline Protection
(DESIGNED FOR HIGHLINE VEHICLES EXAMPLE, BMW, MERCEDES, ETC.)
ENGINE: Heads, crankshaft and bearings, crankshaft pulley, connecting rods, pistons, piston rings, rod and main bearings, oil pump, timing chain/belt (only if broken), and tensioner, timing gears, camshaft and camshaft bearings, pushrods, exhaust and intake valves, valve springs, distributor housing, distributor shaft and gear, metal intake and exhaust manifolds, rocker arms, rocker arm shaft and hydraulic lifters. The engine block is covered only if damaged by failure of a covered component listed above.
AUTOMATIC TRANSMISSION: Input and output shafts, planetary assemblies, reaction carrier, center support, parking lock actuator, stator and stator shaft separator plate, pressure regulator valve, dipstick and filler tube, sprags, governor assembly, front pump, gears, bearings, valve body, torque converter and overdrive carrier. The transmission case is covered only if damaged by the failure of a covered component listed above.
STANDARD TRANSMISSION: Gears, input and output shafts, overdrive housing and bearings, the transmission case is covered only if damaged by failure of a covered component listed above. The flywheel, clutch plate, pressure plate and throw-out bearing are NOT covered.
DRIVE AXLE ASSEMBLY (front or rear wheel drive): Ring and pinion gears, bearings, thrust washers, carrier assembly, universal and CV joints (unless boots are torn or missing), axle shaft, drive shaft. The drive axle housing is covered only if damaged by the failure of a covered component listed above.
4 WHEEL DRIVE OR ALL WHEEL DRIVE: Gears, main shaft, bearings, sprockets, chain, manually locking hubs. The differential housing and transfer case is covered only if damaged by failure of a covered component listed above.
ELECTRICAL: Alternator and starter.
STEERING: Power steering pump, rack and pinion assembly, steering gear housing and its internal parts, tie rod ends inner/outer.
COOLING SYSTEM: Water pump, engine-cooling fan motor, fan clutch, radiator, engine thermostat.
SEALS AND GASKETS: Seals and gaskets are covered only in conjunction with an above listed covered component. Failed seals and gaskets by themselves are NOT covered.
What is Guaranteed Asset Protection (GAP)?
Offered through ProGuard and Key Warranty.
Gap insurance, or guaranteed asset protection, is an optional coverage that pays the difference between what your vehicle is worth and how much you owe on your car at the time it’s stolen or totaled. This coverage supplements a comprehensive or collision car insurance payout, which can only be as high as your car’s value.
Buy with confidence